QUANTITATIVE ADVISORY · FEE-ONLY FIDUCIARY · UTAH-REGISTERED RIA
Markets move like water — and water obeys equations. NavierFlow measures the velocity, pressure, and turbulence of capital moving through 5,000+ stocks every trading day, then builds a portfolio calibrated to exactly how much turbulence you can handle. No gut feelings. No black boxes. Just physics, applied to your money.
THE NAVIER APPROACH
When a river narrows, water speeds up. Capital does the same thing when it crowds into a handful of stocks. We measure that. NavierFlow is built on the Navier-Stokes equations — the physics that describes how fluids move through complex systems — applied to how capital actually moves through markets.
Every stock gets scored daily on velocity, pressure, and turbulence. Every score maps to a risk-calibrated portfolio. No guessing, no commissions, no products we get paid to recommend — just the model, your risk appetite, and a fiduciary adviser in Millcreek who explains everything in plain English.
"If you've ever finished a call with your financial adviser and still didn't know what you actually own — we should talk."
Series 65 registered investment adviser · Currently enrolling a small founding cohort.
Illustrative. Clients receive live regime data upon engagement.
WHAT WE STAND FOR
We charge one transparent advisory fee. No commissions, no revenue sharing, no products we get paid to recommend. Your interests are the only interests on the table — every recommendation, every time.
NavierFlow wasn't built as a marketing layer over a stock screener. It is the actual architecture of how we manage money — fluid dynamics mathematics applied to how capital moves through markets.
Quarterly Reviews, The Current, and Odyssey visualizations mean you always know what you own, why you own it, and what we're watching. No black boxes. No jargon without explanation.
WHAT YOU GET
From risk profiling to Quarterly Reviews — everything is included. One fee, one fiduciary, one model built from scratch.
RA1–RA10 isn't a quiz score. It's a map of how much turbulence your portfolio — and your stomach — is built to handle. Most clients are surprised by where they actually land.
5,000+ stocks scored every trading day on velocity, pressure, turbulence, and fundamentals. Every change to the model is validated through Regatta — our internal testing system — before it touches a single portfolio.
An optional 15% tactical allocation for RA1–RA7 clients — the model's highest-conviction names in the current regime, managed automatically. Growth, vetted.
A real conversation about your portfolio, the current regime, and why the model is positioned the way it is. No jargon required. No surprises allowed.
Your portfolio visualized as a voyage through current market conditions. Because a ship navigating a storm communicates more than a pie chart ever will.
Our weekly market letter — the regime, the Reynolds number, what we're watching, and why it matters for your allocation. Written like a note from a smart friend.
FEES & PRICING
No commissions. No hidden fees. No products we're paid to recommend. One transparent advisory fee, one fiduciary standard.
ADVISORY FEE
ADVISORY SESSIONS
Schedule a focused 30-minute session anytime — portfolio Q&A, rebalancing decisions, or life changes. Book as needed, no subscription required.
JOIN WAITLISTQuarterly billing: 0.25% per quarter. Example: $200,000 portfolio → $500 / quarter. See the full pricing breakdown →
FOUNDING COHORT
We're launching with a small founding cohort — the kind of clients we can actually sit down with and do this right. Waitlist members get priority access, founding member pricing, and a vote on what we build next. Built for investors with roughly $50K–$500K who want more than a target-date fund and less than a second job picking stocks.